ArcFinance Docs
Everything you need to understand and use ArcFinance — from first deposit to advanced yield strategies.
Introduction
ArcFinance is a non-custodial, multi-chain DeFi protocol offering liquidity provision, yield farming, and token swaps — engineered for efficiency, transparency, and long-term capital growth. With cross-chain support spanning Ethereum, BNB Chain, TRON, and more, ArcFinance gives liquidity providers access to institutional-grade yields without sacrificing self-custody.
ArcFinance is incorporated in the Republic of Seychelles and has raised $4 million in seed capital from leading Web3 funds and strategic angels. Our mission is to make decentralized finance accessible, reliable, and rewarding for participants of all sizes — from retail depositors to institutional treasury managers.
Core Philosophy
Non-Custodial
You hold your keys. ArcFinance smart contracts never take custody of funds — deposits are governed by audited on-chain logic.
Multi-Chain
Capital flows freely across Ethereum, BNB Chain, TRON, and more. One interface, multiple ecosystems.
Yield-First
Every product is designed to maximise risk-adjusted returns. APR data is updated in real time, never inflated.
How It Works
ArcFinance operates on a simple deposit-and-earn model. Users connect a supported wallet, select a pool or farm, deposit assets, and begin accruing yield immediately. All positions are tracked on-chain and visible in your Portfolio dashboard in real time.
Connect Your Wallet
ArcFinance supports MetaMask and other EVM-compatible wallets. Connect securely — no email, no sign-up, no custody transfer.
Choose a Product
Browse Swap for instant token exchanges, Pools for structured liquidity positions, or Farm for boosted rewards on LP tokens.
Deposit Assets
Select your currency and network, enter a USD-denominated amount — the protocol auto-calculates the exact token units at current market price.
Earn Yield
Your capital activates within 90 minutes of a confirmed transaction. APR is paid continuously and compounded on your behalf.
Withdraw at Maturity
All pool deposits are locked for a minimum of 90 days. Once your chosen duration completes, submit a withdrawal request and funds will be processed within 15 minutes.
ℹ Info
Swap
The ArcFinance Swap interface provides fast, low-slippage token exchanges across supported asset pairs. Routing is optimised across liquidity sources to deliver best execution without users needing to manage complex order books or AMM mechanics manually.
Supported Assets
BTC
ETH
SOL
BNB
XRP
USDC
USDTSwap Modes
Instant market-price execution. Select your input and output tokens, enter an amount, and swap at the best available price. Slippage tolerance is configurable (default 0.5%).
Set a target price and expiry (1 day / 7 days / 30 days / Never). Your order executes automatically when the market hits your specified rate. No gas wasted on failed transactions.
Automate recurring purchases on a Daily, Weekly, or Monthly schedule. Choose between 5, 10, 20, or 52 orders to dollar-cost-average into any supported asset. Ideal for long-term accumulation strategies.
✦ Tip
Liquidity Pools
ArcFinance Pools are structured liquidity positions where depositors earn yield from a combination of trading fees, protocol revenue, and liquidity mining incentives. Unlike traditional AMMs, ArcFinance pools offer fixed-duration and flexible options so you can match your capital to your risk appetite.
Pool Types
All ArcFinance pools are locked deposits — capital must remain in a pool for the full chosen duration before withdrawal is available. The minimum lock period is 90 days, with options extending to 180 or 365 days. Longer commitments attract higher APR because the protocol can deploy predictable liquidity more efficiently. Think of it like a fixed-term yield account: the longer you commit, the greater your return.
90 Days
Minimum lock. Entry-level APR tier with the shortest available commitment. Ideal for users wanting yield with a predictable 3-month cycle.
180 Days
Mid-tier lock. Meaningful APR boost for depositors confident in a 6-month horizon. Most popular choice among active liquidity providers.
365 Days
Maximum lock. Highest available APR. Ideal for long-term holders treating their position as a yield-bearing store of value.
| Pool | Lock Duration | APR Range | Risk Level |
|---|---|---|---|
| BTC | 90–365 days | 81–82% | Medium |
| ETH | 90–365 days | 73–78% | Medium |
| SOL | 90–365 days | 119–121% | Medium-High |
| BNB | 90–365 days | 93–94% | Medium-High |
| XRP | 90–365 days | 68–74% | Medium |
Deposit Flow
When depositing into a pool you will be prompted to: (1) choose a currency and network, (2) enter a USD deposit amount — the exact token equivalent is calculated live at current market price, (3) choose a pool duration, and (4) review and confirm. The final screen shows a copyable exact token amount to send and a deposit address with QR code.
⚠ Note
Supported Networks per Pool
SOL
Solana
ETH
Ethereum · BNB Chain
BTC
Bitcoin Network · Ethereum (WBTC)
BNB
BNB Chain
XRP
XRP Ledger
USDC
Ethereum · BNB Chain · TRC20
USDT
Ethereum · TRC20 · BNB Chain
Yield Farming
The ArcFinance Farm multiplies your returns by staking LP tokens earned from Pools into dedicated farming contracts. Farmers receive boosted APR paid in a combination of paired assets and — once launched — ARC governance tokens.
How Farming Works
Earn LP Tokens
When you deposit into an ArcFinance Pool you receive LP receipt tokens representing your share of the liquidity.
Stake in Farm
Stake those LP tokens into the corresponding Farm to start earning the boosted farming APR on top of your base pool yield.
Harvest Rewards
Rewards accumulate every block and can be harvested at any time. There is no penalty for early harvest.
Compound or Withdraw
Re-stake harvested rewards to compound your position, or withdraw at the end of your lock duration. Farm rewards can be harvested at any time without penalty.
Active Farms
| Farm | Base APR | Boost | Total APR | Status |
|---|---|---|---|---|
| SOL-USDC | 121% | +18.3% | 139.3% | Live |
| SOL-USDT | 119% | +17.9% | 136.9% | Live |
| BNB-USDT | 94% | +15.9% | 109.9% | Live |
| BNB-USDC | 93% | +15.6% | 108.6% | Live |
| BTC-USDT | 82% | +11.8% | 93.8% | Live |
| BTC-USDC | 81% | +12.4% | 93.4% | Live |
| XRP-USDT | 74% | +11.2% | 85.2% | Live |
| ETH-USDC | 78% | +14.2% | 92.2% | Live |
| ETH-USDT | 73% | +13.6% | 86.6% | Live |
| XRP-USDC | 68% | +10.8% | 78.8% | Live |
| ARC-USDC | — | — | TBD | Q4 2026 |
Security & Audits
Security is the foundation everything else is built on. ArcFinance contracts are developed under a rigorous internal review process and independently audited before every major deployment. We maintain a public bug bounty programme and a multi-signature treasury to prevent any single point of failure.
Audit Partners
Core AMM & Pool contracts
0 Critical · 2 Low (resolved)
Cross-chain bridge module
0 Critical · 1 Medium (resolved)
Farm & staking contracts
Ongoing — Q2 2026
Token contract & governance
Scheduled — Q3 2026
Security Architecture
Multi-Sig Treasury
All protocol-owned funds are controlled by a 4-of-7 multi-signature wallet. No single key can authorise a withdrawal.
Time-Locked Upgrades
Contract upgrades are subject to a 48-hour time lock, giving users time to exit before any change takes effect.
Bug Bounty Programme
Critical vulnerabilities earn up to $100,000 in USDC. Scope covers all deployed smart contracts and the front-end bridge.
Decentralised Governance
Post-TGE, ARC token holders vote on protocol parameter changes through an on-chain governance module.
How ArcFinance Protects You From DeFi Exploits
The most devastating attacks in DeFi history — from smart contract exploits to approval phishing and malicious token drains — share a common vector: they require your wallet to sign a transaction. ArcFinance is designed from the ground up to eliminate this risk entirely.
Zero Wallet Signing Required
ArcFinance never asks you to sign a transaction, approve a contract, or grant any spending permissions to your wallet. Your private keys remain entirely in your possession at all times. We cannot access, move, or interact with your wallet in any way.
Manual Deposits — No Contract Interaction
When you deposit, you send funds directly from your wallet to a designated deposit address — the same way you would send crypto to any exchange. No smart contract interaction, no approval transaction, no signing. This means there is no contract to exploit, drain, or manipulate.
Manual Withdrawals — Fully Controlled
Withdrawals are processed manually by the ArcFinance team to a wallet address you specify. Because there is no automated withdrawal contract, attackers cannot trigger unauthorised withdrawals programmatically — a technique responsible for billions in DeFi losses.
No Unlimited Approvals
Many DeFi protocols ask users to grant unlimited token approvals to smart contracts. These approvals can be exploited long after you've stopped using a protocol. ArcFinance never requests any token approval of any kind.
Protected From Phishing & Fake Contracts
Because ArcFinance deposits are simple transfers to a static address — not contract calls — even if a user visits a malicious phishing site, there is nothing to sign and nothing to steal via a forged contract interaction.
No Seed Phrase or Private Key Exposure
ArcFinance will never ask for your seed phrase, private key, or wallet password under any circumstances. No legitimate ArcFinance interface, team member, or support agent will ever request this information.
✦ Tip
Tokenomics & ARC Token
ARC is the native utility and governance token of ArcFinance. It powers fee discounts, governance voting, liquidity mining boosts, and protocol revenue sharing. The token generation event (TGE) is targeted for Q4 2026, with a concurrent airdrop to early users and liquidity providers.
Token Allocation
ARC Utility
Governance
Vote on protocol parameter changes, new pool launches, and fee structures.
Fee Discounts
Holding ARC reduces swap fees by up to 50% depending on your staked balance.
Yield Boost
Stake ARC to boost Farm APR by up to 2.5× on any active farm.
Revenue Share
ARC stakers receive a proportional share of protocol fee revenue, distributed weekly.
Priority Access
ARC holders get early access to new pool launches and partnership integrations.
Airdrop Multiplier
The more ARC you earn before TGE via farming and referrals, the higher your airdrop multiplier.
Airdrop & TGE Details
50% of the total ARC supply — 50 million tokens— is reserved exclusively for rewarding users across three airdrop rounds. This is the largest single allocation in the token distribution, reflecting ArcFinance's commitment to putting the community first.
Distributed at TGE to early users who deposited before the token launch. Snapshot taken at TGE date. Weighted by deposit volume, duration, and farm participation.
Distributed 90 days post-TGE to active users who continue providing liquidity after the token launch. Rewards loyalty and sustained participation.
Distributed 180 days post-TGE. Rewards long-term holders, top referrers, and users who participate in governance voting after TGE.
ARC Points Program
Alongside the three airdrop rounds, ArcFinance operates an ongoing points program with a total pool of 50,000,000 points. Every eligible user earns points automatically — no claiming required. At TGE, each point converts 1:1 into ARC tokens.
Earn by depositing — Points are awarded for every confirmed deposit into any pool or farm.
Earn by referring — Bringing active users to the platform earns you additional points each distribution cycle.
Weekly distribution — Points are calculated and sent to all eligible wallets every Monday at 8:00 PM Tokyo Time (JST).
View your balance — Check your current points balance anytime on the Rewards page.
TGE conversion — At the token generation event, your full points balance converts directly into ARC tokens at a 1:1 ratio, with no additional steps required.
✦ Tip
Allocation Criteria
Airdrop allocation across all three rounds is weighted by the following on-chain activity:
- Total USD value deposited across all pools and farms
- Number of distinct deposit events
- Duration assets were held in pools (loyalty multiplier)
- Referrals of active depositors via the rewards programme
- Farm participation and boosted staking before TGE
- Governance participation post-TGE (Rounds 2 & 3)
✦ Tip
Roadmap
ArcFinance is built for the long term. Below is the current public roadmap. Milestones marked "In Progress" are actively in development. Dates are targets and may shift based on audit timelines and market conditions.
Foundation
- Company incorporated in Seychelles
- $4M seed round closed
- Core team assembled (12 engineers, 4 BD)
- Smart contract architecture finalised
Private Beta
- Internal testnet deployed and validated
- First security audit completed (OtterSec)
- Investor preview of Pools and Portfolio dashboard
- Waitlist opened — 8,000+ signups
Public Launch
- Mainnet launch: Swap (Market) and Pools
- MetaMask + EVM wallet support live
- Cross-chain deposits: Ethereum, BNB Chain, TRON, and more
- Real-time price ticker and portfolio dashboard live
- 11,500+ active liquidity providers
Product Expansion
- Yield Farming module launched
- Second audit completed (Halborn)
- DCA and Limit Order UI released (backend in progress)
- Admin analytics dashboard for protocol monitoring
- Mobile-responsive redesign shipped
Scaling & Integrations
- DCA and Limit Order execution engine (on-chain)
- Third audit: Farm contracts (Zellic) — in progress
- API v1 released for institutional integrations
- DEX aggregator integrations for optimised routing
- Analytics dashboard v2 with on-chain data
- Partnership integrations: 5+ protocols announced
Governance & Token Prep
- ARC token contract deployed and audited (Trail of Bits)
- Governance module live on testnet
- Airdrop eligibility snapshot criteria published
- ARC staking vaults open for early participants
- CEX listing negotiations finalised
TGE & Airdrop
- ARC Token Generation Event (TGE)
- Airdrop distributed to eligible wallets
- ARC/USDC liquidity pool launched with full farming rewards
- On-chain governance activated — community votes begin
- CEX listings on Tier-1 exchanges
- Cross-chain ARC bridge deployed
Long-Term Vision
- ArcFinance v2: concentrated liquidity model
- Institutional vaults with custom risk parameters
- Layer 2 deployment for sub-cent transaction fees
- DAO full handover — core team steps back from governance
- 100,000+ active liquidity providers target
Frequently Asked Questions
Ready to start earning?
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